Florida homeowners are not required to maintain liability insurance coverage for trampolines. It is up to each homeowner to decide whether or not to have coverage in place. Typically, a bank or mortgage company will require that a homeowner have general homeowner’s insurance coverage in place to secure the mortgage. This does not necessarily mean that there will be coverage for the trampoline. Each case and policy for that matter should be evaluated by Florida Personal Injury Attorney in order to be advised of your legal rights and options.
Insurance coverage for trampoline is not even mandated when you run a business or charge a fee for use. The applicable statutory provisions are part of Chapter 546, Florida Statutes.