Trampoline Injuries: Homeowner’s Insurance Coverage in Florida


Florida homeowner’s insurance may cover the injuries, medical bills, and associated pain and suffering. Some policies exclude trampoline injuries. It is important to review the policy to determine if trampoline injuries would be covered. If you have a trampoline, you should call your insurance company or agent to determine if there is coverage for trampoline injuries.

If your child has been injured on a trampoline, you may be able to recover compensation for these injuries. Homeowner’s insurance policies typically have $100,000 or more in personal injury coverage for injuries occurring in or outside a home. Trampoline injuries often occur when children are not supervised by parents. In addition, some trampoline injuries occur when safety measures are not put in place or the trampoline falls into disrepair. A few years ago, I lived next door to a family who had a trampoline. This trampoline literally started to fall apart to the point that it missing one of the legs to the base. I contacted the neighbor and personally assisted the neighbor in dismantling the trampoline. I did not want her kids or my kids injured by such a danger.

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