Should a Parent Contact the Automobile Insurance Company to Pay for the Child’s Injuries and Medical Treatment Following an Automobile Accident?


When a child is injured as a result of an automobile accident, a parent is often faced with many issues and challenges. One of the first issues or challenges is how to pay for medical care and treatment. A related challenge is where the child should obtain medical care. Often times following an accident, an automobile insurance company will contact the parent of the injured child in order to obtain a statement and provide information regarding the insurance coverage. Insurance companies and insurance adjusters generally have a duty to document the file, investigate the claim, and pay out benefits when the insurance company determines that the medical bills and expenses are reasonable and necessary as well as related to the automobile accident.

It should be noted that an insurance adjuster’s duty or allegiance is to the insurance company. While insurance adjusters should act in good faith and should handle a claim with due diligence and professionalism, the insurance adjuster reports to the insurance company and not the injured child or the parent.

When a child is injured as a result of an automobile accident, the parent should seek the services of a Child Injury Lawyer for advice, consultation, and legal representation. A Personal Injury Attorney can help guide a parent through the issues and challenges that often arise when a child injured as a result of an automobile accident. In obtaining benefits or medical coverage for an injured child, the Florida Child Injury Lawyer can send a letter of representation to the insurance company, arrange for necessary statements, obtain medical records, and bills, review the insurance policy information, and otherwise serve as the advocate for the child.

The book titled – The ABCs of Child Injury – Legal Rights of the Injured Child – What Every Parent Should Know – has chapters on Automobile Accidents, Medical Treatment and Bills, and other topics. You can receive this book for free at The ABCs of Child Injury.

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